Withdrawing Assets
How to Withdraw
Withdrawing from Everst is straightforward and can be done anytime, subject to available liquidity.
Quick Steps
Navigate to your Dashboard
Click "Withdraw" on the supplied asset
Enter the amount to withdraw
Confirm the transaction
Receive your assets plus earned interest
Understanding Withdrawal Conditions
Available Liquidity
You can withdraw when the protocol has sufficient unborrowed funds. The available liquidity equals total supplied minus total borrowed for that asset.
High Utilization Scenarios
When utilization exceeds 90%, withdrawals may be temporarily limited. The high interest rates incentivize new supply and loan repayments, quickly restoring liquidity.
Collateral Requirements
If you have active borrows, your supplied assets serve as collateral. You cannot withdraw amounts that would cause your Health Factor to drop below 1.0.
Safe Withdrawal Calculation
The maximum you can safely withdraw while borrowing equals your excess collateral value - the amount above your minimum required collateral.
Step-by-Step Withdrawal Guide
Step 1: Check Your Position
Before withdrawing, review:
Current supply balance with interest
Any active borrows
Your Health Factor if borrowing
Available liquidity in the pool
Step 2: Calculate Withdrawal Impact
If you're borrowing, ensure withdrawal won't trigger liquidation:
Check post-withdrawal Health Factor
Maintain safety buffer above 1.5
Consider partial withdrawal if needed
Step 3: Execute Withdrawal
Click "Withdraw" on your supplied asset
Choose withdrawal amount:
Enter specific amount, or
Click "Max" for maximum safe withdrawal
Review transaction details:
Amount to receive
Remaining supplied balance
Updated Health Factor (if borrowing)
Confirm in your wallet
Wait for transaction confirmation
Step 4: Receive Assets
Once confirmed:
Assets return to your wallet
Interest earnings included automatically
BTokens burned proportionally
Dashboard updates immediately
Withdrawal Strategies
Full Withdrawal
Completely exit your position:
Ensures no outstanding borrows first
Withdraws principal plus all interest
Burns all BTokens for that asset
Removes from collateral if enabled
Partial Withdrawal
Maintain position while accessing funds:
Withdraw earned interest only
Keep principal working
Maintain collateral for borrowing
Optimize tax implications
Emergency Withdrawal
During market stress:
May require waiting for liquidity
Consider accepting higher slippage
Monitor gas prices for optimal timing
Have backup liquidity sources
Interest and Rewards
Accrued Interest
Interest automatically includes in withdrawal:
Compounds every block until withdrawal
No separate claim needed
Reflected in BToken exchange rate
Tax reportable upon withdrawal
Unclaimed Rewards
Some markets may offer additional incentives:
Governance tokens
Trading rewards
Liquidity mining
Claim separately before withdrawing
Common Issues and Solutions
"Insufficient Liquidity"
Problem: Not enough unborrowed assets to withdraw
Solutions:
Wait for borrowers to repay
Withdraw smaller amount
Check other markets for liquidity
Monitor utilization rate changes
"Cannot Withdraw - Used as Collateral"
Problem: Assets securing an active loan
Solutions:
Repay borrowed amounts first
Supply additional collateral
Reduce borrow position
Disable collateral after repaying
"Transaction Failed"
Problem: Various technical issues
Solutions:
Increase gas limit
Check network congestion
Verify wallet has native tokens for gas
Try smaller withdrawal amount
"Health Factor Too Low"
Problem: Withdrawal would trigger liquidation
Solutions:
Calculate maximum safe amount
Add more collateral first
Repay portion of debt
Withdraw in smaller increments
Gas Optimization
Best Practices
Timing
Withdraw during low network activity
Batch multiple withdrawals if possible
Avoid peak DeFi hours
Amount Optimization
Consider gas cost vs withdrawal size
Minimum recommended: $100+
Combine interest claims with withdrawal
Transaction Settings
Use recommended gas settings
Avoid aggressive gas prices unless urgent
Transaction costs vary by network
Tax Considerations
Interest Income
Withdrawn interest may be taxable:
Track cost basis of deposits
Record interest earned
Note withdrawal dates and amounts
Consult tax professional
Capital Gains
BToken appreciation might trigger:
Gain/loss on BToken transfers
Imputed income from interest
Varies by jurisdiction
Keep detailed records
Advanced Features
Flash Withdrawals
For developers and advanced users:
Withdraw without waiting
Must return funds same transaction
Useful for arbitrage
Requires custom smart contract
Scheduled Withdrawals
Coming soon:
Set future withdrawal dates
Automatic execution
Gas optimization
Portfolio rebalancing
Safety Tips
Before Withdrawing
Double-check recipient address
Verify transaction details
Ensure sufficient gas
Monitor market conditions
Have backup plan ready
After Withdrawing
Confirm transaction success
Verify assets received
Update portfolio tracking
Review tax implications
Consider re-deployment strategy
Withdrawal Limits
Protocol Limits
No minimum withdrawal amount
Maximum limited by your balance
No daily/weekly restrictions
No lock-up periods
Practical Limits
Gas costs for small amounts
Liquidity availability
Collateral requirements
Network congestion
Emergency Procedures
Protocol Pause
If protocol paused for security:
Withdrawals temporarily suspended
Funds remain safe
Wait for resolution
Monitor official channels
Market Disruption
During extreme volatility:
Higher gas prices expected
Liquidity may be constrained
Consider waiting for stability
Use alternative liquidity sources
Next Steps
After withdrawing:
Reinvest: Find new opportunities
Rebalance: Adjust portfolio allocation
Take profits: Convert to stablecoins
Compound: Resupply for higher returns
Support
Need help with withdrawals?
Community Support Forums
Email: support@blockstreet.money
Withdrawals are subject to available liquidity and collateral requirements. Always maintain safe Health Factor if borrowing.
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