How to Supply
Quick Start Guide
Supplying assets to Everst is simple and takes just a few clicks. Here's everything you need to know to start earning interest on your tokenized stocks and USDT.
Before You Begin
Requirements
✅ Web3 wallet (MetaMask, Trust Wallet, etc.)
✅ Native tokens for gas fees (BNB, etc.)
✅ Assets to supply (USDT, AAPL, TSLA, NVDA, SPY, etc.)
✅ Connected to a supported network
Step-by-Step Guide
Step 1: Connect Your Wallet
Go to app.blockstreet.money
Click "Connect Wallet" in the top right
Select your wallet provider
Approve the connection request
Verify you're on the correct network
Step 2: Choose an Asset to Supply
Navigate to the "Markets" page
Review available assets and their APYs
Click "Supply" next to your chosen asset
What to look for:
Supply APY: Your expected annual return (USDT: 3-12%, AAPL: 4-15%, TSLA: 6-20%)
Total Supplied: Market size and liquidity
Utilization Rate: How much is being borrowed
Risk Level: Asset volatility classification
Recommended for beginners:
USDT: Stable, low-risk option with 3-8% APY
SPY: Diversified ETF with moderate risk
AAPL: Blue-chip stock with balanced risk/return
Step 3: Enter Supply Amount
Enter the amount you want to supply
Or click "Max" to supply your full balance
Review the transaction details:
Amount supplying
Current APY
BTokens you'll receive (bUSDT, bAAPL, bTSLA, etc.)
Estimated annual earnings
Step 4: Approve Token Spending
First time only for each asset:
Click "Approve"
Confirm in your wallet
Wait for approval confirmation
Gas cost: typically $0.10-0.20
Step 5: Complete the Supply
Click "Supply"
Review the transaction in your wallet:
Amount being supplied
Gas fee (varies by network)
Click "Confirm"
Wait for confirmation (~3-10 seconds)
Step 6: Receive Your BTokens
Once confirmed, you'll receive BTokens:
USDT → bUSDT
AAPL → bAAPL
TSLA → bTSLA
NVDA → bNVDA
SPY → bSPY
These tokens represent your supplied position and automatically earn interest through exchange rate appreciation.
Understanding Your Position
Dashboard Overview
After supplying, your dashboard shows:
Supply Balance: Current value including accrued interest
APY: Current interest rate (updates dynamically)
Earned: Interest accumulated since supply
Collateral: Available for borrowing if enabled
Health Factor: If you're also borrowing
Tracking Interest
Interest accrues in real-time through BToken exchange rate growth:
Example: Supply 1,000 USDT at 5% APY
Receive ~50,000 bUSDT tokens
After 1 year: 50,000 bUSDT = 1,050 USDT
Monthly earnings: ~4.17 USDT
Stock Token Example: Supply $5,000 AAPL at 8% APY + 10% stock appreciation
Interest yield: $400 annually
Stock appreciation: $500
Total return: $900 (18%)
Using Supplied Assets as Collateral
Supplied assets automatically serve as collateral:
USDT: 85% collateral factor
Blue-chip stocks (AAPL, MSFT): 75% collateral factor
Growth stocks (TSLA, NVDA): 70% collateral factor
ETFs (SPY, QQQ): 75% collateral factor
Supply Strategies
Strategy 1: Stable Income (Beginner Friendly)
Risk: Low | Return: 3-8% APY
Supply USDT for predictable yields:
No price volatility risk
Highest collateral factor (85%)
Ideal for DeFi beginners
Perfect base for diversified portfolio
Recommended allocation: 60-80% of portfolio
Strategy 2: Stock Exposure + Yield
Risk: Medium | Return: 5-15% APY + stock appreciation
Supply blue-chip tokenized stocks:
Maintain long exposure to favorite stocks
Earn lending interest on top of price appreciation
Use as collateral for additional investments
24/7 liquidity vs. traditional stock markets
Best assets: AAPL, MSFT, GOOGL
Strategy 3: High-Growth Maximization
Risk: Medium-High | Return: 8-25% APY + volatility upside
Supply high-growth tokenized stocks:
Target highest APY opportunities
Capitalize on market volatility
Time entries around earnings/news
Requires active monitoring
Best assets: TSLA, NVDA, META
Strategy 4: Diversified Portfolio
Risk: Low-Medium | Return: Balanced
Spread across multiple asset types:
50% USDT (stability)
30% Blue-chip stocks (growth)
20% ETFs (diversification)
Advanced Features
Portfolio Rebalancing
Monitor and adjust based on:
APY changes: Move to higher-yielding assets
Market events: Increase allocation before earnings
Volatility periods: Higher demand = higher rates
Seasonal patterns: Different sectors perform differently
Compound Strategies
Maximize returns through:
Automatic reinvestment: Interest compounds continuously
Cross-collateralization: Use multiple assets as collateral
Yield farming: Borrow at low rates, supply at higher rates
Event-driven: Position before major announcements
Managing Your Supply
Viewing Your Positions
Go to "Dashboard"
See all supplied assets with current values
Track daily/monthly interest earned
Monitor APY changes across assets
View collateral utilization if borrowing
Adding More Supply
Click "Supply" on the existing asset
Enter additional amount
Confirm transaction
Position updates immediately
Optimizing Gas Costs
Batch operations: Combine multiple supplies
Network timing: Supply during low activity periods
Amount consideration: Ensure supply > gas costs
Network selection: BSC typically lowest costs
Important Considerations
Stock Market Timing
Market hours: Stock prices update during US trading hours
After-hours: Limited price movement on weekends/holidays
Earnings seasons: Increased borrowing demand = higher APY
News events: Major announcements can spike rates
Interest Rate Dynamics
Market-driven: Rates change based on borrowing demand
No guarantees: APY is variable and can fluctuate
Seasonal patterns: Higher activity during earnings seasons
Event sensitivity: Major news can temporarily spike rates
Liquidity Considerations
Utilization limits: High borrowing may limit withdrawals
Rate incentives: Higher rates attract more suppliers
Market depth: Popular assets generally have better liquidity
Common Issues and Solutions
"Insufficient Balance"
Check you have enough of the asset
Account for gas fees (keep ~$5 worth of native tokens)
Verify you're on correct network
"Transaction Failed"
Network congestion: Try higher gas price
Slippage: Large orders may need adjustment
Wallet issues: Refresh and reconnect
"High Gas Fees"
Use BSC network for lower costs
Wait for off-peak hours
Batch multiple operations together
"Asset Not Found"
Ensure asset is listed on current network
Check if token address is correct
Verify market is active
Tips for Success
For Beginners
Start small: Begin with 100-500 USDT
Use stablecoins first: Learn with low-risk USDT
Monitor daily: Watch your first position grow
Understand BTokens: Learn how receipt tokens work
Read documentation: Understand risks before scaling
For Advanced Users
Monitor utilization: Target 60-80% for optimal APY
Event calendar: Position before earnings releases
Cross-platform comparison: Check rates across DeFi
Recursive strategies: Use with caution and monitoring
Risk management: Diversify across asset types
Pro Tips
Dollar-cost average: Spread supplies over time
Rebalance quarterly: Adjust based on performance
Set alerts: Monitor APY changes
Tax planning: Consider jurisdiction implications
Exit strategy: Plan withdrawal timing
Next Steps
Ready to withdraw? See Withdrawing Assets
Want to borrow? Check How to Borrow
Learn more about BTokens Review Supply Guide
Understand risks Review Risk Management
Need Help?
Community Discord: Real-time support and discussions
Documentation: Comprehensive guides and tutorials
Email Support: support@blockstreet.money
Security Reminders
Never share private keys: Everst team will never ask
Verify URLs: Always check you're on official website
Start small: Test with small amounts first
Keep backups: Secure your wallet recovery phrases
Stay informed: Follow official channels for updates
Remember: Interest rates are variable and subject to market conditions. Tokenized stocks carry additional risks related to underlying asset volatility. Always understand the risks before supplying.
💡 Success Tip: The most successful users start conservative with USDT, learn the platform, then gradually diversify into tokenized stocks based on their market knowledge and risk tolerance.
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